Both of us grew up in families where a budget was never discussed or demonstrated. So when we were married and started having children, we did what came naturally. We were constantly overspending and increasing our credit card debt. Our finances felt like we were not in control. It was discouraging and felt like we were stuck in a hole. With a family of six, we found ourselves at a point knowing we needed help. So we swallowed our pride and began looking.
Someone who we trusted recommended Carey Northington and One Master Ministries. We first met Carey in the summer of 2022. We were nervous about how that first meeting would go because it is vulnerable to share your finances with someone and to ask for help. However, interacting with Carey was really encouraging and an easy-going experience. Carey has a genuine and kind way of talking through finances that takes away any judgment and shame. Instead, he leaves you feeling empowered.
As Carey began to show us how to use a budget, he helped us learn what to do and how to do it. He walked us through how to create a budget and how to use the right tools and apps to maintain it. For the first time we were able to have a true reading of where our finances were. No longer did we feel like we were lost but we actually had a plan, a budget and the tools to stay on track.
We credit God using Carey and One Master Ministries. We are very grateful!